Mortgage Protection Insurance

We provide mortgage protection insurance from only 56p per month per £100 of cover. You can select our mortgage protection insurance to insure your mortgage commitments against accident, sickness & unemployment.

Mortgage Protection Insurance is an option offered on this site in addition to our lifestyle protection insurance. With mortgage protection you can cover your monthly mortgage payments. To learn how you might BEAT Comparison site quotes please click here.

If applying for mortgage payment protection insurance you must be a named party to a mortgage agreement on your main residence, which is not in arrears. With Monster Insurance you can protect your mortgage payment up to 75% of your gross income, up to a maximum of £1500 per month.

You can increase your mortgage protection insurance by up to an extra 25% to help with your other household expenses provided the total sum does not exceed the above limits.

CLICK HERE TO MORTGAGE PROTECTION INSURANCE MAIN PAGE

Mortgage Protection

The length of time that you are paid for your mortgage protection claim is determined by the benefit period you choose and we offer periods of 6 or 12 months. By default the quote offers your mortgage protection with a 6 month benefit period but you can use the drop down function to change it to 12 months. Premiums will vary slightly according to your exact cover requirements. To help you BEAT Comparison site quotes you can independently select an excess period for unemployment and the same or different excess period for accident & sickness to suit your circumstances or budget. Mortgage Payment Protection can offer you a lifeline if you unexpectedly find yourself without an income and helps you to continue to meet your monthly mortgage payments.

Income Protection Insurance

Use this income protection insurance (co-branded as Lifestyle Protection) to protect your monthly outgoings including your rent or mortgage and loans. Consumers seeking income protection insurance should consider this lifestyle protection as it helps towards all the major regular commitments that you may have. Income protection insurance can provide for monthly payments such as loans, mortgage, rent, school fees, gas and electricity and removes the need for separate mortgage protection cover with separate income protection cover.

CLICK HERE TO INCOME PROTECTION INSURANCE MAIN PAGE

Income Protection

This protection insurance replaces the proportion of your income (up to 65%) that you need to cover. If you become unable to work due to an accident, sickness or unemployment the insurance can continuously pay you the covered amount until you return to work or until the claims period (the benefit period) comes to an end. The monthly benefits are tax free so when calculating the amount of income protection you need you should take the tax element into account.

Lifestyle Protection Insurance

This Lifestyle protection insurance protects all or part of your income up to a maximum benefit of 65% of your gross income. Using this cover you can use the benefits you receive to help towards all the regular commitments you are most likely to have. You can therefore use this lifestyle protection insurance to protect your lifestyle from the effects of accident, sickness and unemployment.  

CLICK HERE TO LIFESTYLE PROTECTION INSURANCE MAIN PAGE

Lifestyle Protection

Lifestyle protection is a relatively new product on the market designed to provide lifestyle protection for you and your family. It takes none of your commitment into account but simply insures a proportion of your income. Benefits are paid directly into your bank and you can choose how you spend it. For more information please visit lifestyle protection FAQs. Also please visit our main lifestyle protection page.

Loan Protection Insurance

Loan payment protection insurance is one of the uses of this lifestyle protection policy. With loan protection insurance (co-branded as Lifestyle Protection) you can cover a single loan payment or combined monthly personal loan payments to help you cope should your income dry up due to accident, sickness or unemployment. The loan protection insurance (Lifestyle Protection) maximum benefit amount is based on your monthly salary and not on the amount of your loan. If you want to protect the monthly amount you are paying towards a loan, simply insure that exact amount (to the nearest pound).

CLICK HERE TO LOAN PROTECTION INSURANCE MAIN PAGE

Loan Protection

Your lender is no longer allowed to offer loan protection as a condition of the loan so you are free to buy alternative cover from elsewhere.

 

 

 

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